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Although families depend on women’s earnings, those earnings have still not caught up with men’s. The wage gap not only persists at different levels of education but becomes larger with each level. Women with a graduate degree earn only 70 percent of what similar men earn.

Working women of all ages continue to encounter attitudes and business practices that arbitrarily limit their employment opportunities and earning power. These practices can jeopardize their financial security, both while working and in retirement.  

A woman who works full-time over a 40-year period loses $435,480 in lifetime income (in today’s dollars) due to the wage gap.[1] The typical woman needs to work 11 years longer than a man to achieve accumulated income parity.

The income gap translates directly to lower income from Social Security and pensions - since those benefits are determined by wage history, disadvantaging women and their families through retirement.  This income gap hampers the capacity of women workers to save for retirement. And since women typically live longer than men, savings often must be stretched across more years of retirement.

AARP urges Governor Christie to sign S992 into law to help women and their families.


Evelyn Liebman

Princeton, NJ