NEW BRUNSWICK, NJ - A free seminar, "Bankruptcy Law," will be held Tuesday, December 3, 7-9 p.m., at the New Jersey Law Center off Ryders Lane in New Brunswick. The seminar is sponsored by the New Jersey State Bar Foundation and is open to the public.

Speakers are attorneys Meaghan Tuohey-Kay, Hawthorne; and Barry J. Roy of Rabinowitz, Lubetkin & Tully, L.L.C., Livingston. They will discuss bankruptcy-related issues such as the different types of bankruptcy, your rights when you are in debt, credit scores, what collection agencies can and cannot do, how to protect your assets, avoiding scams, refinancing your home when "underwater" and avoiding financial pitfalls before and during periods of unemployment.

A question-and-answer session will follow the presentations.

Ms. Tuohey-Kay practices law in the areas of immigration and bankruptcy. She has represented individuals, private corporations, and municipalities in state and federal court. Her litigation practice involves appearances before District Court, Bankruptcy Court, New Jersey Superior Courts, Immigration Court, and federal administrative bodies. Ms. Tuohey-Kay has also argued before the Third Circuit Court of Appeals. In her current practice she represents individuals in all matters involving immigration as well as individuals and small businesses in bankruptcy-related matters, including chapters 7, 13 and 11 bankruptcy petitions. She received her B.A. from Fairfield University and her J.D. from Widener University School of Law.

For more than a decade Mr. Roy has been assisting clients in eliminating their credit card debt, judgment medical bills and other types of debt. Admitted to practice in the state and federal courts of New Jersey, New York and Massachusetts, he also counsels small- and medium-sized businesses facing difficult financial decisions as the result of the recent economic downturn. He clerked for the Hon. Novalyn L.Winfield and the Hon. William F. Tuohey in the United States Bankruptcy Court for the District of New Jersey. He holds a B.A. from The College of New Jersey and a J.D. from Widener University School of Law.

Admission to the seminar is free, but reservations are required. To register or for more information on Foundation seminars, programs and publications, visit the Foundation online at or call 1-800-FREE-LAW. The Foundation's seminar series is made possible by funding from the IOLTA Fund of the Bar of New Jersey.

Founded in 1958, the New Jersey State Bar Foundation is the educational and philanthropic arm of the New Jersey State Bar Association. The Bar Foundation's mission is to promote public understanding of the law through a free, comprehensive public education program. Among its activities, the Foundation conducts seminars and conflict resolution training, publishes materials, operates a videotape loan library and speakers bureau, and coordinates elementary, middle and high school mock trial competitions. For more information about the Foundation's programs and publications, visit us online at or call 1-800-FREE-LAW.

Any financial contribution you can make to help ensure that the New Jersey State Bar Foundation continues its vital mission to educate the public about the law is welcome, especially in an era of uncertain funding. If you would like to make a tax-deductible donation to further the good work of the Foundation, please go to


Directions: From the NJ Turnpike take Exit 9 to Route 18 North. Follow signs for Route 1 South to Ryders Lane-New Brunswick. The Law Center is the first right turn off Ryders Lane. From Princeton take Route 1 North to the second Ryders Lane Exit (Ryders Lane-New Brunswick). The Law Center is the first right turn.